RBI Registry Verified Regular Working Day Updated September 2026
195 Branches in Kerala
Indian Overseas Bank • Kerala State Directory

Indian Overseas Bank Branches & IFSC Codes in Kerala

195 Branches 40 Districts IFSC Prefix: IOBA

Find verified Indian Overseas Bank branch IFSC codes, MICR numbers, and locations across 195 branches in Kerala.

About Indian Overseas Bank Branches in Kerala

Indian Overseas Bank operates authorized branches across Kerala. Each location has an assigned 11-character IFSC code for electronic payment settlement via NEFT, RTGS, and IMPS.

For transfers to any Indian Overseas Bank account in Kerala, enter the beneficiary account number, payee name, and the branch-specific IFSC code listed in the directory above.

Branch Status in Kerala: Regular Working Day Last checked: 24 Sep 2026
Typical banking hours: 10:00 AM – 4:00 PM (subject to branch-specific schedules and local changes). Digital payment systems (NEFT, RTGS, IMPS, UPI) are generally available round-the-clock per RBI/NPCI guidelines, subject to individual bank processing, system maintenance, and account limits.
Filter by District in Kerala
Clear Filter
All Districts (195) ALAMCODE 1 ALAPPUZHA 3 ATTINGAL 1 AYOOR 2 CALICUT 5 CHENGANNUR 2 CHERTHALA 1 ERNAKULAM 2 GURUVAYUR 1 KANJIRAPPALLY 2 KANNUR 2 KASARAGOD 1 KECHERY 2 KOCHI 8 KOLLAM 4 KOTTAYAM 4 KOZHIKODE 5 KUMBALANGY 1 MALAPPURAM 2 MANNARKAD 2 MARADU 1 MAVELIKKARA 1 MUVATTUPUZHA 1 NEDUMANGAD 3 NEYYATTINKARA 2 OTTAPALAM 1 PALAMEL 1 PANAPPUZHA 1 PATHANAMTHITTA 6 PULLUR 1 PUTHENKULAM 1 RANNI 3 SULTHANBATHERY 1 THALASSERY 3 THIRUVALLA 6 THIRUVANANTHAPURAM 13 TIRUR 1 TIRUVANANTAPURM 3 TRIVENDRUM 1 VARANDRAPALLY 1

Indian Overseas Bank Branches in KOCHI, Kerala

Select a branch to view detailed IFSC routing, MICR code, and address.

Showing 1-8 of 8 branches
Branch Name IFSC Code MICR Code District / City Contact Action
COCHIN WILLINGDON ISLAND
XXIV BY 1557, HANDICRAFT BUILDING, INDIRA GANDHI MAIN ROAD, WILLINGDON ISLAND, KOCHI PIN 682003
IOBA0000102
682020003 KOCHI
ERNAKULAM 		2667812 View IFSC →
EDAPALLY
XXX BY 116, PERIYAMKUNNATH BUILDING, KONAMTHAI EDAPALLY, ERNAKULAM PIN682024
IOBA0001496
682020006 KOCHI
ERNAKULAM 		2555967 View IFSC →
ERNAKULAM
40 BY 8007 AND 8008, M.G.ROAD , ERNAKULAM, KOCHI - 682 035
IOBA0000024
682020002 KOCHI
ERNAKULAM 		2384395 View IFSC →
KADAVANTHARA
MADAPARAMBIL BUILDING K P VALLON ROAD KADAVANTHRA ERNAKULAM 682020
IOBA0003671
Non-MICR KOCHI
ERNAKULAM 		+914842376211 View IFSC →
KOCHI
VI 1147 KOTTUKULAM ROAD KOCHI PIN 682002
IOBA0000019
682020005 KOCHI
ERNAKULAM 		+914842229548 View IFSC →
KOCHIKAKKANAD
275 BY D KALLUMKAL BUILDINGS VAZHAKKALA KAKKANADKOCHI PIN 682021
IOBA0001660
682020010 KOCHI
ERNAKULAM 		2357975 View IFSC →
N H BYE PASS PALARIVATTOM
CC 32 BY 1579 FIRST FLOOR, OPP EMC HOSPITAL, BYE PASS, PALARIVATTOM, COCHIN 682025
IOBA0001870
682020012 KOCHI
ERNAKULAM 		2344533 View IFSC →
R O ERNAKULAM
POST BOX NO 2384 DOOR NO NIL,VETTUKATTIL BUILDINGS,JOS JUNCTION,MGRD,ERNAKULAM,KOCHI 682016
IOBA0000824
Non-MICR KOCHI
ERNAKULAM 		+914428584896 View IFSC →

Upcoming Bank Holidays in Kerala

Negotiable Instruments Act

Commercial banks in Kerala (including Indian Overseas Bank branches) observe standard holidays on Sundays, 2nd & 4th Saturdays, and official state-notified festivals:

Date Day Holiday / Occasion Holiday Classification
26 Sep 2026 Saturday Fourth Saturday Bank Holiday RBI Banking Holiday
02 Oct 2026 Friday Mahatma Gandhi Jayanti National Holiday
10 Oct 2026 Saturday Second Saturday Bank Holiday RBI Banking Holiday
20 Oct 2026 Tuesday Mahanavami / Vijayadashami Kerala State Gazetted
24 Oct 2026 Saturday Fourth Saturday Bank Holiday RBI Banking Holiday
Explore other banks operating in Kerala

Browse all scheduled public, private, and regional banks across Kerala to find IFSC codes and clearing centers.

View All Kerala Banks