ICICI Bank
Browse official IFSC codes, MICR details, branch addresses, and customer support information for 8,341 branches of ICICI Bank across India.
About ICICI Bank IFSC Codes & Routing Information
The Indian Financial System Code (IFSC) is an 11-character alphanumeric identifier assigned by the Reserve Bank of India (RBI) to identify branches of ICICI Bank. The code format begins with ICIC, followed by control zero 0, and ends with the 6-digit branch identifier.
Use official ICICI Bank branch IFSC codes to route electronic transfers including NEFT, RTGS, IMPS, and UPI payments securely through Indian central payment clearing systems.
ICICI Bank Balance Check, Missed Call & SMS Banking Numbers
Instant balance enquiry numbers, mini-statement SMS formats, WhatsApp banking, and 24x7 emergency helplinesAccount Balance
Give a missed call from your registered mobile number for instant SMS with account balance.
Last 3 - 5 Txns
Give a missed call to receive an SMS summary of the last 3 banking transactions.
WhatsApp Assistant
Instant WhatsApp banking for balance, transactions, credit limit check, and pre-approved offers.
Block ATM Debit Card
Instantly deactivate ATM / Credit Card.
2. 24x7 Customer Care & Helpline Numbers
3. SMS Banking Syntax & SMS Shortcodes
| Banking Service | SMS Command / Format | Send SMS To | Notes / Information |
|---|---|---|---|
| Balance Enquiry |
IBAL
|
5676766 | Instant balance alert |
| Mini Statement |
ITRAN
|
5676766 | Recent 3 transactions alert |
| Cheque Book Request |
ICBR
|
5676766 | Standard cheque book order |
| Block Debit Card |
BLOCK <last 4 digits>
|
5676766 | Emergency card lock |
How to use Missed Call & SMS Banking
- Registered Mobile Number: The missed call or SMS must be sent exclusively from the mobile SIM linked to your bank account.
- Auto-Activated: No prior registration needed. The service is pre-activated for all mobile-linked accounts.
- Zero Toll Charges: The call disconnects automatically after 1 or 2 rings without any call cost. The bank delivers the account summary via SMS within 10 to 30 seconds.
ICICI Bank Retail Banking, Account Types & Debit Cards
Verified retail banking specifications, minimum balance (MAB) rules, and card withdrawal limits1. Popular Savings & Deposit Account Types
ICICI Regular Savings Account
iMobile Pay app, smart money multiplier auto-sweep facility, and instant card controls.
ICICI Mine Savings (Youth/Digital)
Paperless digital opening via Video KYC designed for millennials with instant virtual debit card.
ICICI Salary Account
Zero MAB, free Titanium/Coral debit card, and pre-approved personal loans and credit cards.
ICICI Basic Savings (BSBDA)
Zero balance financial inclusion account with free RuPay debit card and 4 free withdrawals.
2. Minimum Balance (MAB/AMB) Requirements by Location
| Branch Location / Tier | Minimum Balance Required | Non-Maintenance Penalty |
|---|---|---|
| Metro & Urban Branches | ₹10,000 Monthly Average Balance (MAB) |
₹100 + 5% of the shortfall amount (capped per RBI directives)
Per RBI mandate, banks cannot turn savings account balances negative.
|
| Semi-Urban Branches | ₹5,000 Monthly Average Balance (MAB) | |
| Rural Branches | ₹2,000 Monthly Average Balance (MAB) |
3. Popular Debit Card Variants & Daily Transaction Limits
ICICI Coral Debit Card
Buy 1 Get 1 free on BookMyShow, complimentary domestic airport lounge access (2/quarter), and reward points on dining.
ICICI Smart Shopping Debit Card
Standard shopping card with fuel surcharge waiver and 24x7 zero liability protection against fraudulent loss.
ICICI RuPay Platinum Contactless
Tap and pay contactless payments, merchant cashback, and ₹2 Lakh complimentary insurance cover.
Digital Account Opening & Video KYC Prerequisites
Open a paperless savings account online in 5-10 minutes with Aadhaar OTP authentication and live Video KYC.
Browse ICICI Bank Branches by State / Union Territory
Select your state below to find the specific branch, IFSC code, and district clearing center.
All ICICI Bank Branches
Showing active branches and verified IFSC codes for RTGS/NEFT/IMPS transfers.
Customer Support & Grievance Redressal Mechanism
If you encounter issues with failed electronic fund transfers (NEFT/RTGS/IMPS) or incorrect branch processing at ICICI Bank, you can follow the structured RBI escalation path:
Branch Manager / Customer Care
Lodge your complaint with the local branch manager or call the toll-free customer helpline. Obtain a complaint reference token.
Internal Grievance Cell
If unresolved within 10 days, escalate to the bank's Principal Nodal Officer (PNO) or Chief Quality Care officer at the corporate headquarters.
RBI Banking Ombudsman
If the grievance remains unresolved for over 30 days, file an online complaint at the RBI CMS portal (cms.rbi.org.in) under the Integrated Ombudsman Scheme.
UPI 0.4% Merchant Charges & Limits (NPCI Guidelines)
Understanding the 0.4% MDR on payments above ₹2,000, fee caps & consumer exemptionsZero Cost to Users
All personal transfers (P2P) and purchases made by customers are 100% FREE (₹0 fees). Surcharging customers is illegal.
Commercial Merchants
A 0.4% MDR applies to commercial merchant transactions above ₹2,000 (capped at ₹300). Small vendors (≤ ₹1L/month) are exempt.
NEFT / RTGS / IMPS
Online NEFT & RTGS are free per RBI rules for savings accounts. IMPS allows instant transfers up to ₹5 Lakh around the clock.
Frequently Asked Questions: ICICI Bank
0), and ends with a 6-character branch code. You can locate any branch using the state and district directory above.