RBI Registry Verified Regular Working Day Updated September 2026
195 Branches in Kerala
Indian Overseas Bank • Kerala State Directory

Indian Overseas Bank Branches & IFSC Codes in Kerala

195 Branches 40 Districts IFSC Prefix: IOBA

Find verified Indian Overseas Bank branch IFSC codes, MICR numbers, and locations across 195 branches in Kerala.

About Indian Overseas Bank Branches in Kerala

Indian Overseas Bank operates authorized branches across Kerala. Each location has an assigned 11-character IFSC code for electronic payment settlement via NEFT, RTGS, and IMPS.

For transfers to any Indian Overseas Bank account in Kerala, enter the beneficiary account number, payee name, and the branch-specific IFSC code listed in the directory above.

Branch Status in Kerala: Regular Working Day Last checked: 24 Sep 2026
Typical banking hours: 10:00 AM – 4:00 PM (subject to branch-specific schedules and local changes). Digital payment systems (NEFT, RTGS, IMPS, UPI) are generally available round-the-clock per RBI/NPCI guidelines, subject to individual bank processing, system maintenance, and account limits.
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All Districts (195) ALAPPUZHA 3 AYOOR 2 CALICUT 5 CHALAKUDY 1 CHENGANNUR 2 CHIRAINKEEZHU 1 CHITTUR 1 ELOOR 1 ERNAKULAM 2 HARIPAD 1 KANJIRAPPALLY 2 KANNUR 2 KECHERY 2 KOCHI 8 KOLLAM 4 KOMALAPURAM 1 KOTTAYAM 4 KOZHIKODE 5 MALAPPURAM 2 MANNARKAD 2 MUKKOLAKKAL 1 MURIYAD 1 NEDUMANGAD 3 NELLIKKUNNU 1 NEYYATTINKARA 2 PALODE 1 PANDALAM 1 PATHANAMTHITTA 6 PUNNAPRA 1 RANNI 3 THALASSERY 3 THIRUVALLA 6 THIRUVANANTHAPU 1 THIRUVANANTHAPURAM 13 THODUPUZHA 1 TIRUVANANTAPURM 3 TRIKKARIPPUR NORTH 1 VADAKARA 1 VARKALA 1 VETTOOR 1

Indian Overseas Bank Branches in ERNAKULAM, Kerala

Select a branch to view detailed IFSC routing, MICR code, and address.

Showing 1-2 of 2 branches
Branch Name IFSC Code MICR Code District / City Contact Action
LPC ERNAKULAM
5TH FLOOR,VETTUKATTIL BUILDING,JOS JUNCTION,M G ROAD,ERNAKULAM,KERALA,PIN- 682035
IOBA0004070
Non-MICR ERNAKULAM 1800 Toll-Free View IFSC →
SPECIALISED ARM BRANCH
IOB BUILDING,NEAR KAVITA THEATER,M.G.ROAD,ERNAKULAM,682035
IOBA0002589
Non-MICR ERNAKULAM +914842360944 View IFSC →

Upcoming Bank Holidays in Kerala

Negotiable Instruments Act

Commercial banks in Kerala (including Indian Overseas Bank branches) observe standard holidays on Sundays, 2nd & 4th Saturdays, and official state-notified festivals:

Date Day Holiday / Occasion Holiday Classification
26 Sep 2026 Saturday Fourth Saturday Bank Holiday RBI Banking Holiday
02 Oct 2026 Friday Mahatma Gandhi Jayanti National Holiday
10 Oct 2026 Saturday Second Saturday Bank Holiday RBI Banking Holiday
20 Oct 2026 Tuesday Mahanavami / Vijayadashami Kerala State Gazetted
24 Oct 2026 Saturday Fourth Saturday Bank Holiday RBI Banking Holiday
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Browse all scheduled public, private, and regional banks across Kerala to find IFSC codes and clearing centers.

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