RBI Registry Verified Regular Working Day Updated September 2026
195 Branches in Kerala
Indian Overseas Bank • Kerala State Directory

Indian Overseas Bank Branches & IFSC Codes in Kerala

195 Branches 40 Districts IFSC Prefix: IOBA

Find verified Indian Overseas Bank branch IFSC codes, MICR numbers, and locations across 195 branches in Kerala.

About Indian Overseas Bank Branches in Kerala

Indian Overseas Bank operates authorized branches across Kerala. Each location has an assigned 11-character IFSC code for electronic payment settlement via NEFT, RTGS, and IMPS.

For transfers to any Indian Overseas Bank account in Kerala, enter the beneficiary account number, payee name, and the branch-specific IFSC code listed in the directory above.

Branch Status in Kerala: Regular Working Day Last checked: 24 Sep 2026
Typical banking hours: 10:00 AM – 4:00 PM (subject to branch-specific schedules and local changes). Digital payment systems (NEFT, RTGS, IMPS, UPI) are generally available round-the-clock per RBI/NPCI guidelines, subject to individual bank processing, system maintenance, and account limits.
Filter by District in Kerala
All Districts (195) ALAMCODE 1 ALAPPUZHA 3 AYOOR 2 CALICUT 5 CHENGANNUR 2 CHERTHALA 1 CHIRAINKEEZHU 1 EDAYARANMULLA 1 ERNAKULAM 2 GURUVAYUR 1 KALLARA 1 KANJIRAPPALLY 2 KANNUR 2 KASARAGOD 1 KECHERY 2 KOCHI 8 KOLLAM 4 KOTTARAKKARA 1 KOTTAYAM 4 KOZHIKODE 5 MALAPPURAM 2 MANNARKAD 2 MARADU 1 MAVELIKKARA 1 NEDUMANGAD 3 NEYYATTINKARA 2 PALAMEL 1 PATHANAMTHITTA 6 RANNI 3 SULTHANBATHERY 1 THALASSERY 3 THIRUVALLA 6 THIRUVANANTHAPU 1 THIRUVANANTHAPURAM 13 THODUPUZHA 1 TIRUR 1 TIRUVANANTAPURM 3 TRIVENDRUM 1 VARKALA 1 VETTOOR 1

All Indian Overseas Bank Branches in Kerala

Select a branch to view detailed IFSC routing, MICR code, and address.

Showing 1-24 of 195 branches
Branch Name IFSC Code MICR Code District / City Contact Action
ADOOR
544 BY 17A,I FLOOR,C G BUILDING,CENTRAL ADOOR,PIN 691523
IOBA0001028
691020052 ADOOR
KASARAGOD 		+9147344224533 View IFSC →
ALLEPPEY
V S V SUBBASH IYER BUILDING,C C N B ROAD,ALLEPPEY PIN 688001
IOBA0000004
688020002 ALAPPUZHA
ALAPUZZHA 		+914772251551 View IFSC →
ALWAYE
KODAWATH SHOPPING COMP, AMC XII BY 70A 1, SUB JAIL ROAD, ALUVA PIN 683101
IOBA0000664
682020004 ALUVA
ERNAKULAM 		2623238 View IFSC →
ANAKKAL
ST.ANTONYS PUBLIC SCH,JUNIOR COLLEGE,ANAKKAL P.O.,KANJIRAPALLY,PIN 686507
IOBA0001966
686020153 KANJIRAPPALLY
KOTTAYAM 		8203300 View IFSC →
ANGAMALI
I,FLOOR,KACHAPPILLY,BUILDING,ALUVA,ROAD,ANGAMALI,PIN,683572
IOBA0001910
683020002 ANGAMALY
ERNAKULAM 		2456100 View IFSC →
ANOOPPARA
M,M,H,BUILDING,ANOOPPARA,ROAD,AVANAVANCHERRY,PIN,695103
IOBA0000780
695020801 MUDAKKAL
THIRUVANANTHAPURAM 		2632315 View IFSC →
ARALUMOODU
SULAIKHA COMPLEX, VAZHIMUKKU JN ,BALARAMAPURAM P.O. ,ARULUMOODU ,PIN 695501
IOBA0000740
695020102 ARALUMOODU
THIRUVANANTHAPURAM 		2403380 View IFSC →
ARISTO JUNCTION
KK BULDGS,ARISTO JUNCTION,THAMPANOOR,THIRUVANANTHAPURAM 695014
IOBA0001303
695020011 THIRUVANANTHAPURAM
TRIVANDRUM 		2324867 View IFSC →
ATTINGAL
ASH HAR COMPLEX PALACE ROAD ATTINGAL PIN 695101
IOBA0001415
695020052 ATTINGAL
THIRUVANANTHAPURAM 		2625130 View IFSC →
AYIROOR CHERUKOLPUZHA
336 NSS UNION BUILDING P C ROAD CHERUKOLEPUZHA AYIROOR SOUTH PIN 689611
IOBA0000374
689020808 AYROOR
PATHANAMTHITTA 		+914735230247 View IFSC →
AYIROOR VARKALA
IP BY I BY 948, AISWARYA BUILDINGS, BAKAMON PANCHAYAT, AYIROOR VARKALA PIN 695310
IOBA0000339
695020254 AYIROOR
TRIVANDRUM 		+914702667608 View IFSC →
BHARATHANUR
1005 BY VII,BHARATHANUR PIN 695616
IOBA0001025
695020802 SARKARA CHIRAYANKIL
TRIVANDRUM 		2869247 View IFSC →
CHALAKUDY
CHAKKALAMATTATHU ARCADE, OPPOSITE NORTH BUS STAND, NEAR ANAMALA JUNCTION, TRAMWAY ROAD, CHALAKUDY, TALUK-CHALAKUDY, DISTRCIT-THRISSUR, STATE-KERALA, PIN-680307
IOBA0003892
Non-MICR CHALAKUDY
THRISSUR 		1800 Toll-Free View IFSC →
CHANGARAMKULAM
XVI/191,OPP NIRMALYAM RESTAURANT,EDAPPAL ROAD,ALANKODE PO. - 679585
IOBA0003573
Non-MICR PONNANI
MALAPPURAM 		+914952766760 View IFSC →
CHAROTTIKONAM
KPD XIV 138,CHAROTTIKONAM PLAMOOTUKADA PO THIRUVANANTHAPURAM PIN 695128
IOBA0001027
695020803 NEYYATTINKARA
TRIVANDRUM 		2215062 View IFSC →
CHATHANNOOR
SAINU BUILDINGS FIRST FLOOR,CP VII BY 38 NEAR DIST CO OP BANK, CHATHANNOOR, KOLLAR DIST 691572
IOBA0003229
Non-MICR CHATHANOOR
KOLLAM 		+914428584896 View IFSC →
CHAVAKKAD
BLOCK NO 65,BA BA BULDG,WARD NO 7,CHETTUVA BYE PASS,OPP CHA.B.STAND,CHAVAKKAD
IOBA0000387
680020102 CHAVAKKAD
THRISSUR 		2507289 View IFSC →
CHEMMAD
KRN SHOPPING MALL NEAR BUS STAND,THIRURANGADI POST CHEMMAD PIN 676306 DIST MALAPPURAM
IOBA0002180
676020302 CHEMMAD
MALLAPPURAM 		2466166 View IFSC →
CHEMMAKKADJUNCTION
KAYALVARATHU BUILDINGS, CHEMMAKKAD, PIN 691602
IOBA0000619
691020801 KOLLAM 2552676 View IFSC →
CHENGANACHERRY
THOTACHERRY BUILDING, COLLEGE ROAD, CHENGANACHERRY PIN 686101
IOBA0000648
686020052 CHANGANASSERY
KOTTAYAM 		2420863 View IFSC →
CHENGANNUR
MANKOOTTATHIL COMPLEX,COURT ROAD,CHENGANNUR PIN 689121
IOBA0000588
689020052 CHENGANNUR
ALAPUZHA 		2452810 View IFSC →
CHENNEERKARA
N S S KARAYOGAM BUILDINGS MUTTA KONAM KULANDU VIA CHENNERKARA PIN 689517
IOBA0000632
689020805 CHENNEERKARA
PATHANAMTHITTA 		4267724 View IFSC →
CHERTHALA
CMC,V BY 118A B,NEAR COURT COMPLEX,T B R,688524
IOBA0003418
Non-MICR CHERTHALA
ALAPUZHA 		+914428584896 View IFSC →
CHEVAYOOR
W 30 BY 737 MEDICAL COLLEGE POST,CHEVAYUR
IOBA0000899
673020003 CALICUT
KOZHIKODE 		2355656 View IFSC →

Upcoming Bank Holidays in Kerala

Negotiable Instruments Act

Commercial banks in Kerala (including Indian Overseas Bank branches) observe standard holidays on Sundays, 2nd & 4th Saturdays, and official state-notified festivals:

Date Day Holiday / Occasion Holiday Classification
26 Sep 2026 Saturday Fourth Saturday Bank Holiday RBI Banking Holiday
02 Oct 2026 Friday Mahatma Gandhi Jayanti National Holiday
10 Oct 2026 Saturday Second Saturday Bank Holiday RBI Banking Holiday
20 Oct 2026 Tuesday Mahanavami / Vijayadashami Kerala State Gazetted
24 Oct 2026 Saturday Fourth Saturday Bank Holiday RBI Banking Holiday
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