RBI Registry Verified Regular Working Day Updated September 2026
10 Branches in Karnataka
Utkarsh Small Finance Bank • Karnataka State Directory

Utkarsh Small Finance Bank Branches & IFSC Codes in Karnataka

10 Branches 7 Districts IFSC Prefix: UTKS

Find verified Utkarsh Small Finance Bank branch IFSC codes, MICR numbers, and locations across 10 branches in Karnataka.

About Utkarsh Small Finance Bank Branches in Karnataka

Utkarsh Small Finance Bank operates authorized branches across Karnataka. Each location has an assigned 11-character IFSC code for electronic payment settlement via NEFT, RTGS, and IMPS.

For transfers to any Utkarsh Small Finance Bank account in Karnataka, enter the beneficiary account number, payee name, and the branch-specific IFSC code listed in the directory above.

Branch Status in Karnataka: Regular Working Day Last checked: 24 Sep 2026
Typical banking hours: 10:00 AM – 4:00 PM (subject to branch-specific schedules and local changes). Digital payment systems (NEFT, RTGS, IMPS, UPI) are generally available round-the-clock per RBI/NPCI guidelines, subject to individual bank processing, system maintenance, and account limits.
Filter by District in Karnataka
All Districts (10) BANGALORE 3 BELAGAVI BELGAUM 1 BENGALURU 2 HUBLI 1 MALLESWARAM BENGALURU 1 MYSORE 1 SHIVAMOGGA 1

All Utkarsh Small Finance Bank Branches in Karnataka

Select a branch to view detailed IFSC routing, MICR code, and address.

Showing 1-10 of 10 branches
Branch Name IFSC Code MICR Code District / City Contact Action
BELAGAVI BELGAUM
TSMLLFINNCEBNGOUNDFLOO-NO39/39/A1A2CLUBRODNEXTTORBLBNBELGUMPIN-59001
UTKS0001622
590762002 BELAGAVI BELGAUM
EGU 		1800 Toll-Free View IFSC →
HSR LAYOUT BANGALORE
GROUND FLOOR,BEARING NO.669 NEW NO.472/669 669 MANJUNATHA ARACADE 9TH MAIN ROAD 7TH SECTOR H.S.R LAYOUT BENGALURU.PINCODE-560102
UTKS0001712
560762006 BANGALORE 1800 Toll-Free View IFSC →
HUBLI
UTKARSH SMALL FINANCE BANK SHOP NO.04 MARVEL ARTIZA PB ROAD VIDYA NAGAR HUBLI -580030
UTKS0001619
580762002 HUBLI 1800 Toll-Free View IFSC →
JP NAGAR BENGALURU
UTKARSH SMALL FINANCE BANK SHOP NO.GROUND FLOOR-1105 ARCHANA ARCADE 24TH MAIN 1ST PHASE J.P.NAGARBENGALURU KARNATAKA PIN-560078
UTKS0001595
560762002 BENGALURU 1800 Toll-Free View IFSC →
KASTURI NAGAR BENGALURU
GROUND FLOOR URBAN KORNER SITE NO 2M-301 WARD NO.84 BENNIGANAHALLI RANGE EAST OF NGEF LAYOUT KASTURI NAGAR BENGALURU KARNATAKA 560043
UTKS0001660
Non-MICR BENGALURU
EGLR 		1800 Toll-Free View IFSC →
KORAMANGALA BANGALORE
UTKARSH SMALL FINANCE BANK N A CHAMBERS 2 478 6TH BLOCK 80 FEET ROAD KORAMANGALA BANGALURU-560095
UTKS0001601
560762003 BANGALORE 1800 Toll-Free View IFSC →
MALLESWARAM BENGALURU
NO.162 MARGOSA ROAD MALLESHWARAM BANGALURU 560003 KARNATAKA
UTKS0001621
560762004 MALLESWARAM BENGALURU
BANGALURU 		1800 Toll-Free View IFSC →
MYSURU
GROUND FLOOR NO 2629/3 NEW NO 09/3 CORNER TEMPLE ROAD 1ST MAIN ROAD MYSORE KARNATAKA-570002
UTKS0001682
570762002 MYSORE
YOE 		1800 Toll-Free View IFSC →
SHIVAMOGGA
GROUND FLOOR SUBHADRA ARCADE GROUND FLOOR JPN ROAD WARD NO.29 SHIVAMOGGA KARNATAKA 577201
UTKS0001689
577762202 SHIVAMOGGA +918001239878 View IFSC →
WHITEFIELD- BANGALORE
KRS GARDEN NO.18 NEXT TO WHITEFIELD GLOBAL SCHOOL PATTTANDUR AGRAHARA HOPE FARM CIRCLE WHITEFIELD BANGALORE KARNATAKA - 560066
UTKS0001743
560762007 BANGALORE 1800 Toll-Free View IFSC →

Upcoming Bank Holidays in Karnataka

Negotiable Instruments Act

Commercial banks in Karnataka (including Utkarsh Small Finance Bank branches) observe standard holidays on Sundays, 2nd & 4th Saturdays, and official state-notified festivals:

Date Day Holiday / Occasion Holiday Classification
26 Sep 2026 Saturday Fourth Saturday Bank Holiday RBI Banking Holiday
02 Oct 2026 Friday Mahatma Gandhi Jayanti National Holiday
10 Oct 2026 Saturday Second Saturday Bank Holiday RBI Banking Holiday
24 Oct 2026 Saturday Fourth Saturday Bank Holiday RBI Banking Holiday
01 Nov 2026 Sunday Kannada Rajyothsava Karnataka State Gazetted
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