RBI Registry Verified Regular Working Day Updated September 2026
283 Branches in Bihar
Utkarsh Small Finance Bank • Bihar State Directory

Utkarsh Small Finance Bank Branches & IFSC Codes in Bihar

283 Branches 40 Districts IFSC Prefix: UTKS

Find verified Utkarsh Small Finance Bank branch IFSC codes, MICR numbers, and locations across 283 branches in Bihar.

About Utkarsh Small Finance Bank Branches in Bihar

Utkarsh Small Finance Bank operates authorized branches across Bihar. Each location has an assigned 11-character IFSC code for electronic payment settlement via NEFT, RTGS, and IMPS.

For transfers to any Utkarsh Small Finance Bank account in Bihar, enter the beneficiary account number, payee name, and the branch-specific IFSC code listed in the directory above.

Branch Status in Bihar: Regular Working Day Last checked: 24 Sep 2026
Typical banking hours: 10:00 AM – 4:00 PM (subject to branch-specific schedules and local changes). Digital payment systems (NEFT, RTGS, IMPS, UPI) are generally available round-the-clock per RBI/NPCI guidelines, subject to individual bank processing, system maintenance, and account limits.
Filter by District in Bihar
All Districts (283) AURANGABAD 3 BEGUSARAI 2 BHAGALPUR 4 CHAPRA 2 DARBHANGA 4 EAST CHAMPARAN 3 GAYA 7 GOPALGANJ 8 HAJIPUR 2 JALALGARH 1 JAMUI 2 JAMUI - BIHAR 1 KAIMOOR 1 KAIMUR 5 KATIHAR 4 KHAGARIA 2 LAKHISARAI 2 MADANPUR 1 MADHEPURA 2 MADHUBANI 2 MUNGER 2 MUZAFFARPUR 8 NASRIGANJ BIHAR 1 NAWADA 2 PATNA 13 PURNIA 3 ROHTAS 6 SAKSOHARA BIHAR 1 SAMASTIPUR 6 SAMSTIPUR 2 SANTGHAT-BETTIAH BIHAR 1 SARAN 6 SHAHARANPUR 1 SHEIKHPURA 1 SILAO 2 SIMRI 1 SIWAN 5 TILAUTHU 1 VAISHALI 4 WEST CHAMPARAN 5

All Utkarsh Small Finance Bank Branches in Bihar

Select a branch to view detailed IFSC routing, MICR code, and address.

Showing 1-24 of 283 branches
Branch Name IFSC Code MICR Code District / City Contact Action
AGIAON
UTKARSH SMALL FINANCE BANK LTD.GROUND FLOOR HARERAM COMPLEX VILL/P.O-AGIAON NEAR DURGA MANDIR AGIAON DISTRICT-BHOJPUR BIHAR-802201
UTKS0002063
802762007 AGIAON BIHAR
HJU 		1800 Toll-Free View IFSC →
AKBARPUR
UTKARSH SMALL FINANCE BANK,C/O ARJUN PANDIT,NEAR OF HIGH SCHOOL,AKBARPUR HATTPAR THANA AKBARPUR,POST - AKBARPUR DIS NAWADA,BIHAR,805126
UTKS0001239
805762005 AKBARPUR
NAWADA 		+917033694088 View IFSC →
ALAULI
GROUND FLOOR ALAULI HARIPUR ROAD DISTRICT-KHAGARIA BIHAR PIN - 848203
UTKS0001888
848762203 ALAULI
KHAGARIA 		1800 Toll-Free View IFSC →
AMARPUR
GROUND FLOOR,MAUZA - BANAHARA,THANA NO.- 328,P.S.-AMARPUR,DISTRICT - BANKA,STATE - BIHAR,PIN CODE - 813101
UTKS0001299
813762003 AMARPUR
BANKA 		+917280027335 View IFSC →
AMNAUR AGUAN
RUDFRSIEEEITHAAPSAMAURDISRICSARABIHARPICDE-841401
UTKS0001868
841762013 AMNAUR AGUAN
AA 		1800 Toll-Free View IFSC →
ARARIA
GROUND FLOOR NEAR MILIYA,COLLEGE,ZERO MILE NATIONAL HIGHWAY,327 SILIGURI ROAD,ARARIA BIHAR 854311
UTKS0002149
854762009 ARARIA 1800 Toll-Free View IFSC →
ARERAJ
VILLAGE - YOGIYAD JANERAWA,P.S - GOBINDGANJ,ARERAJ,DIST - EAST CHAMPARAN,STATE - BIHAR - 845411,KHATA NO-240,KHESARA NO - 1121,THANA NO - 103,TAUZI NO - 951
UTKS0001137
845762005 EAST CHAMPARAN +917541811472 View IFSC →
ARRAH
JAIN COLLEGE,PURVI GET NORTH COMPLEX,THANA - NAWADA,DIST-BHOJPUR BIHAR PIN CODE - 802301
UTKS0001047
802762103 ARRAH
BHOJPUR 		+917091599435 View IFSC →
ARRAH
UPPER GR FLR PLOT NO 516 THANA NO 237 MAHAJAN TOLI SHIVGANJ AARAH DIST BHOJPUR PIN 802301
UTKS0001356
802762102 BHOJPUR +919128600600 View IFSC →
ARWAL
UTKARSH SMALL FINANCE BANK LTD,GROUND FLOOR WASILPUR NEAR INDIAN,BANK ( ERSTWHILE ALLAHABAD BANK),PO/PS-ARWAL DISTT.-ARWAL,PIN-804401
UTKS0001809
804762102 ARWAL 1800 Toll-Free View IFSC →
AUTA
AOUTA RAGHURAM,MAHAVIR ASTHAAN CHOWK,POST OFFICE MOKAMA GHAAT DISTRICT PATNA PIN CODE 803303
UTKS0001234
800762011 AUTA
PATNA 		+919523590859 View IFSC →
BABURA
KHATA NO - 9,KHESARA NO - 495,VILLAGE - BABURA,ANCHAL - BHABUA,P.S - BHABUA,WARD NO - 14,NEAR MASZID,BHABHUA,DIST - KAIMOOR,BIHAR,PIN CODE-821101
UTKS0001062
821762104 KAIMOOR +917766913455 View IFSC →
BAHERI
MAUZA - RASALPUR SOHRAN,BAHERI,PARAGANA - HAWI,P.S - BAHERI,DIST - DARBHANGA,STATE - BIHAR,PIN CODE-847105,KHATA NO-791,KHESARA NO - 4926,THANA NO-81,TAUZI NO - 6564
UTKS0001283
846762004 DARBHANGA +917091599416 View IFSC →
BAIJNATHPUR - KHIZERSARAI
UTKARSH SMALL FINANCE BANK,C/O SAKAL DEV SHARMA LAXMI NARAYA NIWAS ANUMANDAL ROD,KHIZERSARAI THANA KHIZERSARAI,POST KHIZERSARAI DIS-GAYA,BIHAR,PIN 824233
UTKS0001208
823762007 BAIJNATHPUR - KHIZERSARAI
GAYA 		+917541811597 View IFSC →
BAIRIYA
VILLAGE MANPUR BAIRIYA PARAGANA AZIMABAD P.S.PHULWARI SHARIF PRESENT P.S.GAURICHAK NEAR PREM LOK MISSION SCHOOL BARIYA DIST - PATNA STATE BIHAR PINCODE-800007
UTKS0001216
800762009 BAIRIYA
PATNA 		+917985906611 View IFSC →
BAKHRI
C/O PARMANAND SINGH,NEAR SBI BANK,MAKHACHAK,POST - BAKHARI DIST-BEGUSARAI,BIHAR,PIN CODE - 848208
UTKS0001266
851762105 BAKHARI
BEGUSARAI 		+917091593209 View IFSC →
BAKHTIYARPUR
UTKARSH SMALL FINANCE BANK LTD.RAGHOPUR NEAR RAILWAYCROSSING PS-PO -BAKHTIYARPUR DISTT.-PATNA BIHAR
UTKS0001495
803762302 PATNA 1800 Toll-Free View IFSC →
BALLIA BIHAR
FIRST FLOOR,TAUZI NO -7796/4075,KHATA NO -1741,KHASRA NO -3825,WARD NO -15,PHOOL CHAUK,MAUZA-LAKHMINIA,THANA NO -627,PARAGANA -BALLIA,P S -BALLIA,DISTRICT - BEGUSARAI,STATE - BIHAR,PIN CODE -851211
UTKS0001257
851762102 BEGUSARAI +919102999466 View IFSC →
BALTHAR BIHAR
UTKARSH SMALL FINANCE BANK LIMITED BALTHAR POST BHAWARA BALTHAR
UTKS0001854
845762108 BALTHAR BIHAR
WEST CHAMPARAN BIHAR 		1800 Toll-Free View IFSC →
BALUWA
GROUND FLOOR ARERAJ ROAD NEAR RAGHUNATHPUR VIVAH BHAWAN BALUA DISTRICT-PURBI CHAMPARAN BIHAR PIN CODE-845457
UTKS0001878
845762011 BALUWA
PURBI CHAMPARAN 		1800 Toll-Free View IFSC →
BANGHARA
ERGROUNDFLOORBANGHARA,BAZARPO-RAGHAIPS-SAWAIATTI,CIRCLE-MINAURDISTT.-MUZAFFARUR,BIHARPIN-843128
UTKS0001802
843762004 MUZAFFARPUR 1800 Toll-Free View IFSC →
BANGRA
UDFVEUBTHMKSIN8110
UTKS0001092
841762003 CHAPRA
SARAN 		+917766915456 View IFSC →
BANIYAPUR
UTKARSH SMALL FINANCE BANK-BANIYAPUR,C/O - DEEPAK KUMAR SINGH S/O - HARENDRA SINGH VILL - KANHOLI SANGRAM POST - BANIAPUR,THANA - BANIAPUR DISTRICT SARAN,BIHAR PIN CODE-841402
UTKS0001073
841762008 BANIYAPUR
SARAN 		+917273000780 View IFSC →
BANK ROAD
LAND KHATA NO - 83 OLD AND NEW 206,MAUZA - SALEMPUR,BELHARIYA,BALEBAN ROAD,PARGANA - SANAUT,P S -TEKARI,DISTRICT - GAYA,STATE - BIHAR,PIN CODE-824236
UTKS0001170
823762003 GAYA +917763802914 View IFSC →

Upcoming Bank Holidays in Bihar

Negotiable Instruments Act

Commercial banks in Bihar (including Utkarsh Small Finance Bank branches) observe standard holidays on Sundays, 2nd & 4th Saturdays, and official state-notified festivals:

Date Day Holiday / Occasion Holiday Classification
26 Sep 2026 Saturday Fourth Saturday Bank Holiday RBI Banking Holiday
02 Oct 2026 Friday Mahatma Gandhi Jayanti National Holiday
10 Oct 2026 Saturday Second Saturday Bank Holiday RBI Banking Holiday
20 Oct 2026 Tuesday Dussehra Bihar State Gazetted
24 Oct 2026 Saturday Fourth Saturday Bank Holiday RBI Banking Holiday
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