How many Jammu and Kashmir Bank branches are located in Punjab?

Jammu and Kashmir Bank operates 23 active authorized branches across 17 districts in Punjab.

What is the IFSC code format for Jammu and Kashmir Bank branches in Punjab?

All Jammu and Kashmir Bank branches in Punjab have an 11-digit alphanumeric code starting with JAKA0 followed by 6 unique branch characters.

RBI Registry Verified Regular Working Day Updated September 2026

23 Branches in Punjab

Jammu and Kashmir Bank • Punjab State Directory

Jammu and Kashmir Bank Branches & IFSC Codes in Punjab

Q: Are Jammu and Kashmir Bank branches open today in Punjab?

Today (25 Sep 2026) branches in Punjab are: Regular Working Day (Typical banking hours: 10:00 AM – 4:00 PM (subject to branch-specific schedules and local changes)). Digital payment systems (NEFT, RTGS, IMPS, UPI) are generally available round-the-clock per RBI/NPCI guidelines, subject to individual bank processing and maintenance windows.

23 Branches 17 Districts IFSC Prefix: JAKA

Find verified Jammu and Kashmir Bank branch IFSC codes, MICR numbers, and locations across 23 branches in Punjab.

About Jammu and Kashmir Bank Branches in Punjab

Jammu and Kashmir Bank operates authorized branches across Punjab. Each location has an assigned 11-character IFSC code for electronic payment settlement via NEFT, RTGS, and IMPS.

For transfers to any Jammu and Kashmir Bank account in Punjab, enter the beneficiary account number, payee name, and the branch-specific IFSC code listed in the directory above.

Branch Status in Punjab: Regular Working Day Last checked: 25 Sep 2026

Typical banking hours: 10:00 AM – 4:00 PM (subject to branch-specific schedules and local changes). Digital payment systems (NEFT, RTGS, IMPS, UPI) are generally available round-the-clock per RBI/NPCI guidelines, subject to individual bank processing, system maintenance, and account limits.

Filter by District in Punjab

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All Districts (23) AMRITSAR 2 BATHINDA 1 CHANDIGARH 1 FATEHGARH SAHIB 1 FEROZPUR 1 GURDASPUR 3 HOSHIARPUR 1 JALLANDAR 1 KAPURTHALA 1 LUDHIANA 3 MANSA 1 MOGA 1 MOHALI 1 PATIALA 1 RUPNAGAR 2 SAHIBZADA AJIT SINGH NAGAR 1 SAS NAGAR 1

Jammu and Kashmir Bank Branches in LUDHIANA, Punjab

Select a branch to view detailed IFSC routing, MICR code, and address.

Showing 1-3 of 3 branches

Branch Name	IFSC Code	MICR Code	District / City	Contact	Action
CHAURA BAZAR LUDHIANA LUDHIANA	JAKA0LUDHIA	141051002	LUDHIANA	+911612750213	View IFSC →
INDUSTRIAL AREA LUDHIANA PLOT NO.330, INDUSTRIAL AREA-A,NEAR CHEEMA CHOWK	JAKA0IALUDH	141051003	LUDHIANA	+911612221296	View IFSC →
KHANNA OLD SABZI MANDI, G.T.ROAD	JAKA0KHANNA	141051102	LUDHIANA	+91162225272	View IFSC →

Upcoming Bank Holidays in Punjab

Negotiable Instruments Act

Commercial banks in Punjab (including Jammu and Kashmir Bank branches) observe standard holidays on Sundays, 2nd & 4th Saturdays, and official state-notified festivals:

Date	Day	Holiday / Occasion	Holiday Classification
26 Sep 2026	Saturday	Fourth Saturday Bank Holiday	RBI Banking Holiday
02 Oct 2026	Friday	Mahatma Gandhi Jayanti	National Holiday
10 Oct 2026	Saturday	Second Saturday Bank Holiday	RBI Banking Holiday
24 Oct 2026	Saturday	Fourth Saturday Bank Holiday	RBI Banking Holiday
14 Nov 2026	Saturday	Second Saturday Bank Holiday	RBI Banking Holiday

Explore other banks operating in Punjab

Browse all scheduled public, private, and regional banks across Punjab to find IFSC codes and clearing centers.

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