Punjab National Bank • MUZAFFARNAGAR, Uttar Pradesh

THANA BHAWAN IFSC Code

Find the IFSC code (PUNB0003110), branch address, contact details, and banking information for Punjab National Bank THANA BHAWAN branch in MUZAFFARNAGAR, Uttar Pradesh.

Official 11-Digit IFSC Code PUNB0003110
IFSC format valid • Source: RBI Public Register
Last verified: 25 Sep 2026
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Branch Details

Bank Name Punjab National Bank
Branch Name THANA BHAWAN
IFSC Code PUNB0003110
MICR Code Not available
City / Town MUZAFFARNAGAR
District THANA BHAWAN
State Uttar Pradesh
Postal PIN Code Not available
Branch Address
DELHI-SAHARANPUR ROAD THANA BHAWAN 247777
Phone / Contact
Branch Direct: +911398233239
Verified Bank Helplines

Banking Status & State Holidays

Regular Working Day Last checked: 25 Sep 2026
Typical banking hours: 10:00 AM – 4:00 PM (subject to branch-specific schedules and local changes) in Uttar Pradesh. Regular banking hours are typically 10:00 AM – 4:00 PM, subject to branch-specific schedules and administrative changes. Digital payment systems (NEFT, RTGS, IMPS, UPI) are generally operational round-the-clock per RBI/NPCI guidelines, subject to individual bank processing, system maintenance, and account limits.
Upcoming Bank Holidays in Uttar Pradesh

Commercial banks observe weekly holidays on Sundays, 2nd & 4th Saturdays, and state-notified Negotiable Instruments Act holidays:

Date Day Holiday / Observance Type
26 Sep 2026 Saturday Fourth Saturday Bank Holiday RBI Banking Holiday
02 Oct 2026 Friday Mahatma Gandhi Jayanti National Holiday
10 Oct 2026 Saturday Second Saturday Bank Holiday RBI Banking Holiday
20 Oct 2026 Tuesday Dussehra Uttar Pradesh State Gazetted
24 Oct 2026 Saturday Fourth Saturday Bank Holiday RBI Banking Holiday

IFSC Code Structure

The 11-character Indian Financial System Code (IFSC) is structured into three standardized components:

PUNB Bank Code (Punjab National Bank)
0 Control Zero (Reserved)
003110 Branch Identifier

Nearby Punjab National Bank Branches in THANA BHAWAN

View All State Branches →

Other Punjab National Bank branches located in and around THANA BHAWAN:

Branch Name IFSC Code MICR City Action
MUZAFFAR NAGAR-NEW MANDI PUNB0004810 Not available MUZAFFARNAGAR View →
SIKHERANAGLA KABIR PUNB0024310 Not available MUZAFFARNAGAR View →
KAKRA PUNB0026410 Not available MUZAFFARNAGAR View →
JANSATH PUNB0028910 Not available MUZAFFARNAGAR View →
NEW MANDI, MUZAFFARNAGAR PUNB0033300 251024002 MUZAFFARNAGAR View →
GARHI ABDULLA KHAN PUNB0038710 Not available MUZAFFARNAGAR View →
Branch Summary
  • Bank Code PUNB
  • Branch Code 003110
  • Clearing System NEFT / RTGS / IMPS
  • City MUZAFFARNAGAR
  • State Uttar Pradesh
About Punjab National Bank

Punjab National Bank is one of India’s premier public sector banks with nationwide branch presence.

View Punjab National Bank Profile & Branches (13,057)
State Directory

Explore all registered bank branches and IFSC codes in Uttar Pradesh.

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Fund Transfer Options & Guidelines

Electronic transfers to Punjab National Bank are supported across national payment clearing networks:

UPI Charges Guide →
IMPS
Immediate Payment

Instant 24x7 interbank electronic fund transfer managed by NPCI.

Speed: Instant (Real-Time)
Limit: ₹1 – ₹5,00,000 / day
Charges: ₹2.50 – ₹15 + GST
Timing: 24x7 x 365
NEFT
National Transfer

Nationwide batch transfer system operated directly by the RBI.

Speed: Every 30 Minutes
Limit: No Min / Max Limit
Charges: 100% FREE Online
Timing: 24x7 x 365
RTGS
Gross Settlement

High-value gross settlement processed continuously by the RBI.

Speed: Instant Real-Time
Limit: Min ₹2 Lakh (No Max)
Charges: 100% FREE Online
Timing: 24x7 x 365
UPI / QR
Unified Payments

Instant mobile payments via VPA, phone number, or QR code.

Speed: Instant Real-Time
Limit: Up to ₹1,00,000 / txn
Charges: FREE for Individuals
Timing: 24x7 x 365
RBI Regulatory Guidance: Per Reserve Bank of India (RBI) notifications, banks do not levy any transaction fees on online NEFT and RTGS fund transfers initiated via internet banking or mobile apps for retail savings accounts. All electronic clearing systems operate 24x7 throughout the year.

How to Transfer Funds Using IFSC PUNB0003110

1
Add Beneficiary

Login to your bank portal or app. Go to Fund Transfer → Add Beneficiary. Enter Account Name, Number, and IFSC: PUNB0003110.

2
Cooling Period

Banks enforce a security cooling period (30 mins to 4 hours) for new beneficiaries before large transfers can be initiated.

3
Select Transfer Mode

Choose IMPS for instant transfers up to ₹5 Lakh, NEFT for standard transfers, or RTGS for amounts of ₹2 Lakh and above.

4
Authorize & Save UTR

Confirm the transfer using OTP or MPIN. Always save the generated Unique Transaction Reference (UTR / RRN) number for future tracking.

What Happens If You Enter an Incorrect IFSC Code?
  • If the IFSC does not exist: The payment gateway will reject the transaction immediately before any amount is deducted from your account.
  • If the IFSC belongs to another branch of Punjab National Bank: As long as the beneficiary account number is unique and valid within the core banking system, the transfer usually succeeds.
  • If both the IFSC and account number belong to an unintended valid person: The funds will be credited to that account. In such a scenario, contact your home branch immediately with the transaction UTR number to initiate a retrieval process.

Frequently Asked Questions: THANA BHAWAN Branch

The IFSC code for Punjab National Bank THANA BHAWAN is PUNB0003110. It is an 11-digit alphanumeric code assigned by the Reserve Bank of India to route electronic fund transfers to this branch location in MUZAFFARNAGAR.
The MICR code for this branch is currently not available or assigned on demand.
Standard banking hours are typically 10:00 AM to 4:00 PM IST on regular business days. Branches are closed on Sundays, the 2nd and 4th Saturdays of every month, and state-declared public holidays under the Negotiable Instruments Act.
No. IFSC codes are strictly for domestic transactions within India (NEFT, RTGS, IMPS). For inward foreign remittances from abroad, you require Punjab National Bank's international SWIFT / BIC Code and the corresponding NOSTRO clearing routing details.
Consumers and individuals pay ₹0 (100% free) on all UPI transactions. Under NPCI rules, a 0.4% Merchant Discount Rate (MDR) applies strictly to commercial merchants for P2M transactions above ₹2,000 (capped at ₹300), while small merchants earning up to ₹1 Lakh/month and all P2P transfers are completely exempt.
On a standard CTS-2010 cheque, the IFSC code is printed at the top-center or top-left corner adjacent to the bank logo and branch address. On a passbook, it is displayed on the first account profile page along with your Customer ID and Account Number.
Data Source & Editorial Disclosure

Branch records, IFSC codes, and address information are sourced from public master directories published by the Reserve Bank of India (RBI.org.in) . Read our Data Methodology →

Legal Non-Affiliation Disclaimer: This website is an independent informational directory. We are not affiliated with, endorsed by, or sponsored by the Reserve Bank of India (RBI) or Punjab National Bank. Always verify beneficiary details before authorizing electronic fund transfers.

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