Canara Bank
Browse official IFSC codes, MICR details, branch addresses, and customer support information for 12,156 branches of Canara Bank across India.
About Canara Bank IFSC Codes & Routing Information
The Indian Financial System Code (IFSC) is an 11-character alphanumeric identifier assigned by the Reserve Bank of India (RBI) to identify branches of Canara Bank. The code format begins with CNRB, followed by control zero 0, and ends with the 6-digit branch identifier.
Use official Canara Bank branch IFSC codes to route electronic transfers including NEFT, RTGS, IMPS, and UPI payments securely through Indian central payment clearing systems.
Canara Bank Balance Check, Missed Call & SMS Banking Numbers
Instant balance enquiry numbers, mini-statement SMS formats, WhatsApp banking, and 24x7 emergency helplinesAccount Balance
Call from your registered mobile number for instant SMS with your Canara Bank balance.
Last 3 - 5 Txns
Give a missed call to get the latest 5 debit/credit transactions via SMS.
WhatsApp Assistant
Check account balance, mini statement, holiday list, and retail loan services on WhatsApp.
Block ATM Debit Card
Instant hotlisting of lost or compromised Canara debit card.
2. 24x7 Customer Care & Helpline Numbers
3. SMS Banking Syntax & SMS Shortcodes
| Banking Service | SMS Command / Format | Send SMS To | Notes / Information |
|---|---|---|---|
| Balance Enquiry |
CANDL <Account Number>
|
9266623333 | Balance alert on SMS |
| Mini Statement |
CANDL <Account Number> <PIN>
|
9266623333 | Mini statement for last transactions |
| Block Debit Card |
CAN HOTLIST CARD <16 Digit Card No>
|
5607060 | Card blocking alert |
How to use Missed Call & SMS Banking
- Registered Mobile Number: The missed call or SMS must be sent exclusively from the mobile SIM linked to your bank account.
- Auto-Activated: No prior registration needed. The service is pre-activated for all mobile-linked accounts.
- Zero Toll Charges: The call disconnects automatically after 1 or 2 rings without any call cost. The bank delivers the account summary via SMS within 10 to 30 seconds.
Canara Bank Retail Banking, Account Types & Debit Cards
Verified retail banking specifications, minimum balance (MAB) rules, and card withdrawal limits1. Popular Savings & Deposit Account Types
Canara Standard Savings Account
Nominal minimum balance requirement, Canara ai1 Mobile Super App, and 24x7 instant UPI/IMPS.
Canara Digital Video KYC Account
Open savings account instantly via Canara ai1 app with paperless Video KYC verification.
Canara Payroll Package Account
Free personalized Platinum debit card, unlimited ATM transactions at Canara Bank ATMs, concessional loan rates.
Canara Small Savings (BSBDA)
Financial inclusion account under RBI guidelines with zero maintenance fee and RuPay Classic card.
2. Minimum Balance (MAB/AMB) Requirements by Location
| Branch Location / Tier | Minimum Balance Required | Non-Maintenance Penalty |
|---|---|---|
| Metro & Urban Branches | ₹1,000 Average Monthly Balance (AMB) |
₹25 – ₹45 + GST per month (shortfall dependent)
Per RBI mandate, banks cannot turn savings account balances negative.
|
| Semi-Urban Branches | ₹500 Average Monthly Balance (AMB) | |
| Rural Branches | ₹100 Average Monthly Balance (AMB) |
3. Popular Debit Card Variants & Daily Transaction Limits
Canara RuPay Classic Card
Standard domestic debit card for instant cash withdrawal and POS shopping across India.
Canara RuPay Platinum Contactless
NFC tap-and-pay, ₹2 Lakh accidental insurance cover, and domestic airport lounge visits.
Canara Visa / Mastercard International
Global ATM withdrawal and cross-border e-commerce capability with verified 3D secure pin.
Digital Account Opening & Video KYC Prerequisites
Open a paperless savings account online in 5-10 minutes with Aadhaar OTP authentication and live Video KYC.
Browse Canara Bank Branches by State / Union Territory
Select your state below to find the specific branch, IFSC code, and district clearing center.
All Canara Bank Branches
Showing active branches and verified IFSC codes for RTGS/NEFT/IMPS transfers.
Customer Support & Grievance Redressal Mechanism
If you encounter issues with failed electronic fund transfers (NEFT/RTGS/IMPS) or incorrect branch processing at Canara Bank, you can follow the structured RBI escalation path:
Branch Manager / Customer Care
Lodge your complaint with the local branch manager or call the toll-free customer helpline. Obtain a complaint reference token.
Internal Grievance Cell
If unresolved within 10 days, escalate to the bank's Principal Nodal Officer (PNO) or Chief Quality Care officer at the corporate headquarters.
RBI Banking Ombudsman
If the grievance remains unresolved for over 30 days, file an online complaint at the RBI CMS portal (cms.rbi.org.in) under the Integrated Ombudsman Scheme.
UPI 0.4% Merchant Charges & Limits (NPCI Guidelines)
Understanding the 0.4% MDR on payments above ₹2,000, fee caps & consumer exemptionsZero Cost to Users
All personal transfers (P2P) and purchases made by customers are 100% FREE (₹0 fees). Surcharging customers is illegal.
Commercial Merchants
A 0.4% MDR applies to commercial merchant transactions above ₹2,000 (capped at ₹300). Small vendors (≤ ₹1L/month) are exempt.
NEFT / RTGS / IMPS
Online NEFT & RTGS are free per RBI rules for savings accounts. IMPS allows instant transfers up to ₹5 Lakh around the clock.
Frequently Asked Questions: Canara Bank
0), and ends with a 6-character branch code. You can locate any branch using the state and district directory above.