AU Small Finance Bank • BULDHANA, Maharashtra

CHIKHLI BULDHANA MAIN ROAD IFSC Code

Find the IFSC code (AUBL0004748), MICR (443765003), branch address, contact details, and banking information for AU Small Finance Bank CHIKHLI BULDHANA MAIN ROAD branch in BULDHANA, Maharashtra.

Official 11-Digit IFSC Code AUBL0004748
IFSC format valid • Source: RBI Public Register
Last verified: 24 Sep 2026
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Branch Details

Bank Name AU Small Finance Bank
Branch Name CHIKHLI BULDHANA MAIN ROAD
IFSC Code AUBL0004748
MICR Code 443765003
City / Town BULDHANA
District BULDHANA
State Maharashtra
Postal PIN Code Not available
Branch Address
GROUND FLOOR, MATOSHRI NIWAS, CHIKHLI BULDHANA MAIN ROAD, NR, RAUTWADI BUS STOP,CHIKHLI
Phone / Contact
Customer Helpline: 1800 Toll-Free National Customer Helpline
Verified Bank Helplines

Banking Status & State Holidays

Regular Working Day Last checked: 24 Sep 2026
Typical banking hours: 10:00 AM – 4:00 PM (subject to branch-specific schedules and local changes) in Maharashtra. Regular banking hours are typically 10:00 AM – 4:00 PM, subject to branch-specific schedules and administrative changes. Digital payment systems (NEFT, RTGS, IMPS, UPI) are generally operational round-the-clock per RBI/NPCI guidelines, subject to individual bank processing, system maintenance, and account limits.
Upcoming Bank Holidays in Maharashtra

Commercial banks observe weekly holidays on Sundays, 2nd & 4th Saturdays, and state-notified Negotiable Instruments Act holidays:

Date Day Holiday / Observance Type
26 Sep 2026 Saturday Fourth Saturday Bank Holiday RBI Banking Holiday
02 Oct 2026 Friday Mahatma Gandhi Jayanti National Holiday
10 Oct 2026 Saturday Second Saturday Bank Holiday RBI Banking Holiday
20 Oct 2026 Tuesday Dussehra (Vijayadashami) Maharashtra State Gazetted
24 Oct 2026 Saturday Fourth Saturday Bank Holiday RBI Banking Holiday

IFSC Code Structure

The 11-character Indian Financial System Code (IFSC) is structured into three standardized components:

AUBL Bank Code (AU Small Finance Bank)
0 Control Zero (Reserved)
004748 Branch Identifier
CTS-2010 Cheque MICR Code Breakdown
CTS-2010 Standard

The 9-digit MICR (Magnetic Ink Character Recognition) code printed on cheque leaves allows high-speed mechanical sorting:

443 Digits 1-3: City Code
765 Digits 4-6: Bank Code
003 Digits 7-9: Branch Code
Cheque No. "102450"
MICR Code (9 Digits) 443765003
RBI Account ID 000240
Transaction Code 10

Nearby AU Small Finance Bank Branches in BULDHANA

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Other AU Small Finance Bank branches located in and around BULDHANA:

Branch Name IFSC Code MICR City Action
KHAMGAON AUBL0004546 444765007 BULDHANA View →
MEHKAR AUBL0004547 443765002 BULDHANA View →
MALKAPUR AUBL0004750 443765004 BULDHANA View →
LONAR AUBL0005191 443765006 BULDHANA View →
DEULGAON RAJA AUBL0005192 443765005 BULDHANA View →

Other Banks Operating in BULDHANA

8 Banks

Explore branches and IFSC routing codes for other banks located in BULDHANA, Maharashtra:

State Bank of India 45 branches
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HDFC Bank 36 branches
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Central Bank of India 22 branches
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Bank of Maharashtra 22 branches
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Yes Bank 15 branches
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ICICI Bank 13 branches
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Canara Bank 6 branches
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IDBI 6 branches
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Branch Summary
  • Bank Code AUBL
  • Branch Code 004748
  • Clearing System NEFT / RTGS / IMPS
  • City BULDHANA
  • State Maharashtra
About AU Small Finance Bank

One of India’s registered financial institutions authorized by the Reserve Bank of India to provide banking and electronic payment services.

View AU Small Finance Bank Profile & Branches (1,920)
State Directory

Explore all registered bank branches and IFSC codes in Maharashtra.

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Fund Transfer Options & Guidelines

Electronic transfers to AU Small Finance Bank are supported across national payment clearing networks:

UPI Charges Guide →
IMPS
Immediate Payment

Instant 24x7 interbank electronic fund transfer managed by NPCI.

Speed: Instant (Real-Time)
Limit: ₹1 – ₹5,00,000 / day
Charges: ₹2.50 – ₹15 + GST
Timing: 24x7 x 365
NEFT
National Transfer

Nationwide batch transfer system operated directly by the RBI.

Speed: Every 30 Minutes
Limit: No Min / Max Limit
Charges: 100% FREE Online
Timing: 24x7 x 365
RTGS
Gross Settlement

High-value gross settlement processed continuously by the RBI.

Speed: Instant Real-Time
Limit: Min ₹2 Lakh (No Max)
Charges: 100% FREE Online
Timing: 24x7 x 365
UPI / QR
Unified Payments

Instant mobile payments via VPA, phone number, or QR code.

Speed: Instant Real-Time
Limit: Up to ₹1,00,000 / txn
Charges: FREE for Individuals
Timing: 24x7 x 365
RBI Regulatory Guidance: Per Reserve Bank of India (RBI) notifications, banks do not levy any transaction fees on online NEFT and RTGS fund transfers initiated via internet banking or mobile apps for retail savings accounts. All electronic clearing systems operate 24x7 throughout the year.

How to Transfer Funds Using IFSC AUBL0004748

1
Add Beneficiary

Login to your bank portal or app. Go to Fund Transfer → Add Beneficiary. Enter Account Name, Number, and IFSC: AUBL0004748.

2
Cooling Period

Banks enforce a security cooling period (30 mins to 4 hours) for new beneficiaries before large transfers can be initiated.

3
Select Transfer Mode

Choose IMPS for instant transfers up to ₹5 Lakh, NEFT for standard transfers, or RTGS for amounts of ₹2 Lakh and above.

4
Authorize & Save UTR

Confirm the transfer using OTP or MPIN. Always save the generated Unique Transaction Reference (UTR / RRN) number for future tracking.

What Happens If You Enter an Incorrect IFSC Code?
  • If the IFSC does not exist: The payment gateway will reject the transaction immediately before any amount is deducted from your account.
  • If the IFSC belongs to another branch of AU Small Finance Bank: As long as the beneficiary account number is unique and valid within the core banking system, the transfer usually succeeds.
  • If both the IFSC and account number belong to an unintended valid person: The funds will be credited to that account. In such a scenario, contact your home branch immediately with the transaction UTR number to initiate a retrieval process.

Frequently Asked Questions: CHIKHLI BULDHANA MAIN ROAD Branch

The IFSC code for AU Small Finance Bank CHIKHLI BULDHANA MAIN ROAD is AUBL0004748. It is an 11-digit alphanumeric code assigned by the Reserve Bank of India to route electronic fund transfers to this branch location in BULDHANA.
The 9-digit MICR code for CHIKHLI BULDHANA MAIN ROAD branch is 443765003. MICR (Magnetic Ink Character Recognition) is printed at the bottom of cheque leaves and enables automated high-speed cheque clearing through RBI CTS-2010 sorting machines.
Standard banking hours are typically 10:00 AM to 4:00 PM IST on regular business days. Branches are closed on Sundays, the 2nd and 4th Saturdays of every month, and state-declared public holidays under the Negotiable Instruments Act.
No. IFSC codes are strictly for domestic transactions within India (NEFT, RTGS, IMPS). For inward foreign remittances from abroad, you require AU Small Finance Bank's international SWIFT / BIC Code and the corresponding NOSTRO clearing routing details.
Consumers and individuals pay ₹0 (100% free) on all UPI transactions. Under NPCI rules, a 0.4% Merchant Discount Rate (MDR) applies strictly to commercial merchants for P2M transactions above ₹2,000 (capped at ₹300), while small merchants earning up to ₹1 Lakh/month and all P2P transfers are completely exempt.
On a standard CTS-2010 cheque, the IFSC code is printed at the top-center or top-left corner adjacent to the bank logo and branch address. On a passbook, it is displayed on the first account profile page along with your Customer ID and Account Number.
Data Source & Editorial Disclosure

Branch records, IFSC codes, and address information are sourced from public master directories published by the Reserve Bank of India (RBI.org.in) . Read our Data Methodology →

Legal Non-Affiliation Disclaimer: This website is an independent informational directory. We are not affiliated with, endorsed by, or sponsored by the Reserve Bank of India (RBI) or AU Small Finance Bank. Always verify beneficiary details before authorizing electronic fund transfers.

Found inaccurate information, changed phone numbers, or updated procedures?