Verified State Directory Regular Working Day Updated September 2026
2,021 Total Branches

Banks & IFSC Codes in Jammu And Kashmir

30 Active Banks 48 Districts Covered

Directory of all scheduled commercial and regional bank branches, IFSC codes, and clearing locations in Jammu And Kashmir covering 2,021 branches.

About Bank Branches & Clearing in Jammu And Kashmir

Commercial and regional bank branches across Jammu And Kashmir use standardized 11-digit IFSC codes assigned by the Reserve Bank of India to process electronic payments via NEFT, RTGS, IMPS, and UPI.

Browse through districts to find verified branch addresses, MICR codes, and local clearing information for banks operating in Jammu And Kashmir.

Branch Status in Jammu And Kashmir: Regular Working Day Last checked: 24 Sep 2026
Typical banking hours: 10:00 AM – 4:00 PM (subject to branch-specific schedules and local changes). Digital payment systems (NEFT, RTGS, IMPS, UPI) are generally available round-the-clock per RBI/NPCI guidelines, subject to individual bank processing, system maintenance, and account limits.

Upcoming Bank Holidays Calendar: Jammu And Kashmir

Negotiable Instruments Act & RBI

Official list of upcoming bank holidays observed by public and private commercial banks in Jammu And Kashmir, including central gazetted festivals and mandatory 2nd / 4th Saturday closures.

Date Day Holiday / Occasion Holiday Classification
26 Sep 2026 Saturday Fourth Saturday Bank Holiday RBI Banking Holiday
02 Oct 2026 Friday Mahatma Gandhi Jayanti National Holiday
10 Oct 2026 Saturday Second Saturday Bank Holiday RBI Banking Holiday
24 Oct 2026 Saturday Fourth Saturday Bank Holiday RBI Banking Holiday
14 Nov 2026 Saturday Second Saturday Bank Holiday RBI Banking Holiday
28 Nov 2026 Saturday Fourth Saturday Bank Holiday RBI Banking Holiday
12 Dec 2026 Saturday Second Saturday Bank Holiday RBI Banking Holiday
25 Dec 2026 Friday Christmas National Holiday
26 Dec 2026 Saturday Fourth Saturday Bank Holiday RBI Banking Holiday

Banks Operating in Jammu And Kashmir

30 Banks

Click on any bank below to browse its complete branch network and IFSC codes in Jammu And Kashmir.

AU Small Finance Bank
3
Axis Bank
63
Bandhan Bank
5
Bank of Baroda
12
Bank of India
15
Bank of Maharashtra
13
Bombay Mercantile Co-operative Bank
1
Canara Bank
52
Capital Small Finance Bank
3
Central Bank of India
16
Federal Bank
1
HDFC Bank
126
ICICI Bank
99
IDBI
6
IDFC FIRST Bank
1
Indian Bank
13
Indian Overseas Bank
8
Indusind Bank
32
Jammu and Kashmir Bank
1,038
Kotak Mahindra Bank
5
Punjab & Sind Bank
18
Punjab National Bank
156
RBL Bank
1
Reserve Bank of India
2
South Indian Bank
1
State Bank of India
254
UCO Bank
26
Union Bank of India
23
Utkarsh Small Finance Bank
3
Yes Bank
25

Districts in Jammu And Kashmir

Browse branch distribution across all districts and administrative centers in Jammu And Kashmir.

AKHNOOR 14
ANANTNAG 93
ANANTNAG ,JK 3
BADGAM 7
BANDIPORA 23
BANIHAL 3
BARAMULLA 91
BARI BRAHAMANA 4
BIJBEHARA 3
BISHNA 4
BUDGAM 63
DODA 58
GANDER BAL 3
GANDERBAL 32
GANGYAL 3
JAMMU 374
KARGIL 32
KATHUA 80
KATRA 12
KHALTSI 2
KHOUR 3
KISHTWAR 35
KULGAM 34
KUPWARA 54
LEH 86
LEH LADAKH 3
MAGAM 4
MENDHAR 4
NAGROTA 2
NOW GAM 3
NOWSHERA 2
OTHERS 2
POONCH 36
PULWAMA 77
RAJOURI 61
RAMBAN 23
RAMGARH 2
RAMNAGAR 2
RANBIR SINGH PORA 4
REASI 34
SAMBA 62
SHOPIAN 28
SOPORE 9
SRINAGAR 236
SRINAGAR, ,JK 14
UDHAMPUR 76
UDHAMPUR ,JK 4
VIJAYPUR 3