North East Small Finance Bank • KAMRUP RURAL, Assam

KAILASHPUR RANI IFSC Code

Find the IFSC code (NESF0000165), MICR (781773006), branch address, contact details, and banking information for North East Small Finance Bank KAILASHPUR RANI branch in KAMRUP RURAL, Assam.

Official 11-Digit IFSC Code NESF0000165
IFSC format valid • Source: RBI Public Register
Last verified: 25 Sep 2026
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Branch Details

Bank Name North East Small Finance Bank
Branch Name KAILASHPUR RANI
IFSC Code NESF0000165
MICR Code 781773006
City / Town KAMRUP RURAL
District GUWAHATI
State Assam
Postal PIN Code Not available
Branch Address
RANI FOREST CHOWK,P.O-RANI,P.S-PALASHBARI,DIST-KAMRUP,ASSAM STATE,PIN-781131
Phone / Contact
Customer Helpline: 1800 Toll-Free National Customer Helpline
Verified Bank Helplines

Banking Status & State Holidays

Regular Working Day Last checked: 25 Sep 2026
Typical banking hours: 10:00 AM – 4:00 PM (subject to branch-specific schedules and local changes) in Assam. Regular banking hours are typically 10:00 AM – 4:00 PM, subject to branch-specific schedules and administrative changes. Digital payment systems (NEFT, RTGS, IMPS, UPI) are generally operational round-the-clock per RBI/NPCI guidelines, subject to individual bank processing, system maintenance, and account limits.
Upcoming Bank Holidays in Assam

Commercial banks observe weekly holidays on Sundays, 2nd & 4th Saturdays, and state-notified Negotiable Instruments Act holidays:

Date Day Holiday / Observance Type
26 Sep 2026 Saturday Fourth Saturday Bank Holiday RBI Banking Holiday
02 Oct 2026 Friday Mahatma Gandhi Jayanti National Holiday
10 Oct 2026 Saturday Second Saturday Bank Holiday RBI Banking Holiday
24 Oct 2026 Saturday Fourth Saturday Bank Holiday RBI Banking Holiday
14 Nov 2026 Saturday Second Saturday Bank Holiday RBI Banking Holiday

IFSC Code Structure

The 11-character Indian Financial System Code (IFSC) is structured into three standardized components:

NESF Bank Code (North East Small Finance Bank)
0 Control Zero (Reserved)
000165 Branch Identifier
CTS-2010 Cheque MICR Code Breakdown
CTS-2010 Standard

The 9-digit MICR (Magnetic Ink Character Recognition) code printed on cheque leaves allows high-speed mechanical sorting:

781 Digits 1-3: City Code
773 Digits 4-6: Bank Code
006 Digits 7-9: Branch Code
Cheque No. "102450"
MICR Code (9 Digits) 781773006
RBI Account ID 000240
Transaction Code 10

Nearby North East Small Finance Bank Branches in GUWAHATI

View All State Branches →

Other North East Small Finance Bank branches located in and around GUWAHATI:

Branch Name IFSC Code MICR City Action
PAMOHI NESF0000043 781773003 KAMRUP View →
BIRUBARI NESF0000044 781773005 KAMRUP METRO View →
GOBORDHAN CHANDRAPUR NESF0000065 781773508 KAMRUP METRO View →
RANGIA NESF0000082 781773302 KAMRUP RURAL View →
BEZERA NESF0000092 781773518 KAMRUP RURAL View →
NAGARBERA NESF0000095 781773523 KAMRUP RURAL View →

Other Banks Operating in KAMRUP RURAL

3 Banks

Explore branches and IFSC routing codes for other banks located in KAMRUP RURAL, Assam:

UCO Bank 2 branches
View IFSC codes & branches →
State Bank of India 1 branches
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Axis Bank 1 branches
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Branch Summary
  • Bank Code NESF
  • Branch Code 000165
  • Clearing System NEFT / RTGS / IMPS
  • City KAMRUP RURAL
  • State Assam
About North East Small Finance Bank

One of India’s registered financial institutions authorized by the Reserve Bank of India to provide banking and electronic payment services.

View North East Small Finance Bank Profile & Branches (244)
State Directory

Explore all registered bank branches and IFSC codes in Assam.

Browse Assam Branches

Fund Transfer Options & Guidelines

Electronic transfers to North East Small Finance Bank are supported across national payment clearing networks:

UPI Charges Guide →
IMPS
Immediate Payment

Instant 24x7 interbank electronic fund transfer managed by NPCI.

Speed: Instant (Real-Time)
Limit: ₹1 – ₹5,00,000 / day
Charges: ₹2.50 – ₹15 + GST
Timing: 24x7 x 365
NEFT
National Transfer

Nationwide batch transfer system operated directly by the RBI.

Speed: Every 30 Minutes
Limit: No Min / Max Limit
Charges: 100% FREE Online
Timing: 24x7 x 365
RTGS
Gross Settlement

High-value gross settlement processed continuously by the RBI.

Speed: Instant Real-Time
Limit: Min ₹2 Lakh (No Max)
Charges: 100% FREE Online
Timing: 24x7 x 365
UPI / QR
Unified Payments

Instant mobile payments via VPA, phone number, or QR code.

Speed: Instant Real-Time
Limit: Up to ₹1,00,000 / txn
Charges: FREE for Individuals
Timing: 24x7 x 365
RBI Regulatory Guidance: Per Reserve Bank of India (RBI) notifications, banks do not levy any transaction fees on online NEFT and RTGS fund transfers initiated via internet banking or mobile apps for retail savings accounts. All electronic clearing systems operate 24x7 throughout the year.

How to Transfer Funds Using IFSC NESF0000165

1
Add Beneficiary

Login to your bank portal or app. Go to Fund Transfer → Add Beneficiary. Enter Account Name, Number, and IFSC: NESF0000165.

2
Cooling Period

Banks enforce a security cooling period (30 mins to 4 hours) for new beneficiaries before large transfers can be initiated.

3
Select Transfer Mode

Choose IMPS for instant transfers up to ₹5 Lakh, NEFT for standard transfers, or RTGS for amounts of ₹2 Lakh and above.

4
Authorize & Save UTR

Confirm the transfer using OTP or MPIN. Always save the generated Unique Transaction Reference (UTR / RRN) number for future tracking.

What Happens If You Enter an Incorrect IFSC Code?
  • If the IFSC does not exist: The payment gateway will reject the transaction immediately before any amount is deducted from your account.
  • If the IFSC belongs to another branch of North East Small Finance Bank: As long as the beneficiary account number is unique and valid within the core banking system, the transfer usually succeeds.
  • If both the IFSC and account number belong to an unintended valid person: The funds will be credited to that account. In such a scenario, contact your home branch immediately with the transaction UTR number to initiate a retrieval process.

Frequently Asked Questions: KAILASHPUR RANI Branch

The IFSC code for North East Small Finance Bank KAILASHPUR RANI is NESF0000165. It is an 11-digit alphanumeric code assigned by the Reserve Bank of India to route electronic fund transfers to this branch location in KAMRUP RURAL.
The 9-digit MICR code for KAILASHPUR RANI branch is 781773006. MICR (Magnetic Ink Character Recognition) is printed at the bottom of cheque leaves and enables automated high-speed cheque clearing through RBI CTS-2010 sorting machines.
Standard banking hours are typically 10:00 AM to 4:00 PM IST on regular business days. Branches are closed on Sundays, the 2nd and 4th Saturdays of every month, and state-declared public holidays under the Negotiable Instruments Act.
No. IFSC codes are strictly for domestic transactions within India (NEFT, RTGS, IMPS). For inward foreign remittances from abroad, you require North East Small Finance Bank's international SWIFT / BIC Code and the corresponding NOSTRO clearing routing details.
Consumers and individuals pay ₹0 (100% free) on all UPI transactions. Under NPCI rules, a 0.4% Merchant Discount Rate (MDR) applies strictly to commercial merchants for P2M transactions above ₹2,000 (capped at ₹300), while small merchants earning up to ₹1 Lakh/month and all P2P transfers are completely exempt.
On a standard CTS-2010 cheque, the IFSC code is printed at the top-center or top-left corner adjacent to the bank logo and branch address. On a passbook, it is displayed on the first account profile page along with your Customer ID and Account Number.
Data Source & Editorial Disclosure

Branch records, IFSC codes, and address information are sourced from public master directories published by the Reserve Bank of India (RBI.org.in) . Read our Data Methodology →

Legal Non-Affiliation Disclaimer: This website is an independent informational directory. We are not affiliated with, endorsed by, or sponsored by the Reserve Bank of India (RBI) or North East Small Finance Bank. Always verify beneficiary details before authorizing electronic fund transfers.

Found inaccurate information, changed phone numbers, or updated procedures?