Meghalaya Co-operative Apex Bank • WEST JAINTIA HILLS, Meghalaya

LADTHALABOH IFSC Code

Find the IFSC code (MCAB0000034), branch address, contact details, and banking information for Meghalaya Co-operative Apex Bank LADTHALABOH branch in WEST JAINTIA HILLS, Meghalaya.

Official 11-Digit IFSC Code MCAB0000034
IFSC format valid • Source: RBI Public Register
Last verified: 24 Sep 2026
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Branch Details

Bank Name Meghalaya Co-operative Apex Bank
Branch Name LADTHALABOH
IFSC Code MCAB0000034
MICR Code Not available
City / Town WEST JAINTIA HILLS
District LADTHALABOH
State Meghalaya
Postal PIN Code Not available
Branch Address
LADTHALABOH, JOWAI, WEST JAINTIA HILLS DISTRICT
Phone / Contact
Customer Helpline: 1800 Toll-Free National Customer Helpline
Verified Bank Helplines

Banking Status & State Holidays

Regular Working Day Last checked: 24 Sep 2026
Typical banking hours: 10:00 AM – 4:00 PM (subject to branch-specific schedules and local changes) in Meghalaya. Regular banking hours are typically 10:00 AM – 4:00 PM, subject to branch-specific schedules and administrative changes. Digital payment systems (NEFT, RTGS, IMPS, UPI) are generally operational round-the-clock per RBI/NPCI guidelines, subject to individual bank processing, system maintenance, and account limits.
Upcoming Bank Holidays in Meghalaya

Commercial banks observe weekly holidays on Sundays, 2nd & 4th Saturdays, and state-notified Negotiable Instruments Act holidays:

Date Day Holiday / Observance Type
26 Sep 2026 Saturday Fourth Saturday Bank Holiday RBI Banking Holiday
02 Oct 2026 Friday Mahatma Gandhi Jayanti National Holiday
10 Oct 2026 Saturday Second Saturday Bank Holiday RBI Banking Holiday
24 Oct 2026 Saturday Fourth Saturday Bank Holiday RBI Banking Holiday
14 Nov 2026 Saturday Second Saturday Bank Holiday RBI Banking Holiday

IFSC Code Structure

The 11-character Indian Financial System Code (IFSC) is structured into three standardized components:

MCAB Bank Code (Meghalaya Co-operative Apex Bank)
0 Control Zero (Reserved)
000034 Branch Identifier

Nearby Meghalaya Co-operative Apex Bank Branches in LADTHALABOH

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Other Meghalaya Co-operative Apex Bank branches located in and around LADTHALABOH:

Branch Name IFSC Code MICR City Action
JOWAI MCAB0000004 Not available WEST JAINTIA HILLS View →
DAWKI MCAB0000010 Not available WEST JAINTIA HILLS View →
NARTIANG MCAB0000017 Not available WEST JAINTIA HILLS View →
UMMULONG MCAB0000040 Not available WEST JAINTIA HILLS View →
AMLAREM MCAB0000043 Not available WEST JAINTIA HILLS View →

Other Banks Operating in WEST JAINTIA HILLS

3 Banks

Explore branches and IFSC routing codes for other banks located in WEST JAINTIA HILLS, Meghalaya:

Federal Bank 1 branches
View IFSC codes & branches →
State Bank of India 1 branches
View IFSC codes & branches →
Yes Bank 1 branches
View IFSC codes & branches →
Branch Summary
  • Bank Code MCAB
  • Branch Code 000034
  • Clearing System NEFT / RTGS / IMPS
  • City WEST JAINTIA HILLS
  • State Meghalaya
About Meghalaya Co-operative Apex Bank

One of India’s registered financial institutions authorized by the Reserve Bank of India to provide banking and electronic payment services.

View Meghalaya Co-operative Apex Bank Profile & Branches (53)
State Directory

Explore all registered bank branches and IFSC codes in Meghalaya.

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Fund Transfer Options & Guidelines

Electronic transfers to Meghalaya Co-operative Apex Bank are supported across national payment clearing networks:

UPI Charges Guide →
IMPS
Immediate Payment

Instant 24x7 interbank electronic fund transfer managed by NPCI.

Speed: Instant (Real-Time)
Limit: ₹1 – ₹5,00,000 / day
Charges: ₹2.50 – ₹15 + GST
Timing: 24x7 x 365
NEFT
National Transfer

Nationwide batch transfer system operated directly by the RBI.

Speed: Every 30 Minutes
Limit: No Min / Max Limit
Charges: 100% FREE Online
Timing: 24x7 x 365
RTGS
Gross Settlement

High-value gross settlement processed continuously by the RBI.

Speed: Instant Real-Time
Limit: Min ₹2 Lakh (No Max)
Charges: 100% FREE Online
Timing: 24x7 x 365
UPI / QR
Unified Payments

Instant mobile payments via VPA, phone number, or QR code.

Speed: Instant Real-Time
Limit: Up to ₹1,00,000 / txn
Charges: FREE for Individuals
Timing: 24x7 x 365
RBI Regulatory Guidance: Per Reserve Bank of India (RBI) notifications, banks do not levy any transaction fees on online NEFT and RTGS fund transfers initiated via internet banking or mobile apps for retail savings accounts. All electronic clearing systems operate 24x7 throughout the year.

How to Transfer Funds Using IFSC MCAB0000034

1
Add Beneficiary

Login to your bank portal or app. Go to Fund Transfer → Add Beneficiary. Enter Account Name, Number, and IFSC: MCAB0000034.

2
Cooling Period

Banks enforce a security cooling period (30 mins to 4 hours) for new beneficiaries before large transfers can be initiated.

3
Select Transfer Mode

Choose IMPS for instant transfers up to ₹5 Lakh, NEFT for standard transfers, or RTGS for amounts of ₹2 Lakh and above.

4
Authorize & Save UTR

Confirm the transfer using OTP or MPIN. Always save the generated Unique Transaction Reference (UTR / RRN) number for future tracking.

What Happens If You Enter an Incorrect IFSC Code?
  • If the IFSC does not exist: The payment gateway will reject the transaction immediately before any amount is deducted from your account.
  • If the IFSC belongs to another branch of Meghalaya Co-operative Apex Bank: As long as the beneficiary account number is unique and valid within the core banking system, the transfer usually succeeds.
  • If both the IFSC and account number belong to an unintended valid person: The funds will be credited to that account. In such a scenario, contact your home branch immediately with the transaction UTR number to initiate a retrieval process.

Frequently Asked Questions: LADTHALABOH Branch

The IFSC code for Meghalaya Co-operative Apex Bank LADTHALABOH is MCAB0000034. It is an 11-digit alphanumeric code assigned by the Reserve Bank of India to route electronic fund transfers to this branch location in WEST JAINTIA HILLS.
The MICR code for this branch is currently not available or assigned on demand.
Standard banking hours are typically 10:00 AM to 4:00 PM IST on regular business days. Branches are closed on Sundays, the 2nd and 4th Saturdays of every month, and state-declared public holidays under the Negotiable Instruments Act.
No. IFSC codes are strictly for domestic transactions within India (NEFT, RTGS, IMPS). For inward foreign remittances from abroad, you require Meghalaya Co-operative Apex Bank's international SWIFT / BIC Code and the corresponding NOSTRO clearing routing details.
Consumers and individuals pay ₹0 (100% free) on all UPI transactions. Under NPCI rules, a 0.4% Merchant Discount Rate (MDR) applies strictly to commercial merchants for P2M transactions above ₹2,000 (capped at ₹300), while small merchants earning up to ₹1 Lakh/month and all P2P transfers are completely exempt.
On a standard CTS-2010 cheque, the IFSC code is printed at the top-center or top-left corner adjacent to the bank logo and branch address. On a passbook, it is displayed on the first account profile page along with your Customer ID and Account Number.
Data Source & Editorial Disclosure

Branch records, IFSC codes, and address information are sourced from public master directories published by the Reserve Bank of India (RBI.org.in) . Read our Data Methodology →

Legal Non-Affiliation Disclaimer: This website is an independent informational directory. We are not affiliated with, endorsed by, or sponsored by the Reserve Bank of India (RBI) or Meghalaya Co-operative Apex Bank. Always verify beneficiary details before authorizing electronic fund transfers.

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